Payment
Pay after the session.
Payment is made by e-transfer after each session. Jubilee Cares does not direct bill insurance companies.
Insurance and counselling receipts
Check the designation, not just the word counselling.
Extended-health coverage varies. Before relying on reimbursement, confirm that your particular plan accepts Jennifer’s exact professional designation.
Jennifer’s current designation
RTCc
Registered Therapeutic Counsellor-Candidate
Jennifer Racine, DPC, RTCc, is ACCT member #3996.
Candidate status matters when checking benefits. A plan that covers one counselling designation may not cover another, and some plans may treat candidate designations differently. Confirm eligibility directly with your insurer. Jubilee Cares cannot guarantee or confirm an insurer’s decision.
Association of Cooperative Counselling Therapists of CanadaVerify Jennifer’s ACCT registration
Before the first paid session
Ask your insurer these exact questions.
- Does my plan reimburse services from an RTCc — Registered Therapeutic Counsellor-Candidate?
- Does the plan recognize members of the Association of Cooperative Counselling Therapists of Canada (ACCT)?
- Are online counselling sessions covered?
- Is there an annual maximum or a limit per session?
- Do I need a referral or pre-approval?
- Does coverage differ for dependants or family members?
Receipt
Submit your own claim.
Jennifer can provide an electronic receipt for a paid session. Use that receipt to submit the claim according to your plan’s process.
Common questions
Clear answers before you rely on coverage.
Can Jubilee Cares confirm that my sessions will be covered?
No. Coverage decisions belong to your insurer and depend on your particular plan. Confirm Jennifer's exact RTCc candidate designation before relying on reimbursement.
Does Jubilee Cares direct bill insurance companies?
No. Payment is made by e-transfer after each session. Jennifer can then provide an electronic receipt for you to submit to your plan.
Are online sessions treated differently?
Some plans apply different rules to virtual counselling. Ask whether online sessions with Jennifer's designation are eligible.
Coverage checked?
The free consultation is still the simplest first step.
Meet Jennifer, ask practical questions, and decide whether the fit feels right before booking a paid session.